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Our Google Reviews

Google 5 star raiting

"My husband and I recently did a mortgage refinance with Carl and Bank of England. Carl was great to work with. He was very helpful, listened attentively and had a good understanding of our goals. His advice was very helpful in our decision making process, and he was always willing to talk and answer any questions we had about the process. Everything was done online and was very easy and efficient. He found us a tremendous rate that will allow us to make some home improvements. The closing was scheduled with ease, and it was a breeze. We are really happy with our experience and highly recommend Carl to help with your mortgage needs."

Sheri Rea

"Carl and his team did an amazing job with my loan process. They took care of every little detail. I couldn't believe how smooth and fast this process was. We were able to keep the closing day on time! I am so thankful for the hard work they put it and for answering ALL of my emails and my crazy questions (first time home buyer here). I recommend 100%."

Samantha Araujo

"Dealing with Carl Monsour was an ABSOLUTE pleasure. He is extremely knowledgeable and on top of his game. He kept us informed every step of the way and got us the best rate and the best program for our needs. I HIGHLY recommend using Carl at the Bank of England."

Diana Pellegrino

"Carl and his staff provide clear information, honest advice and great follow up. The process itself is easy, you can do everything online and you are guided through every step. This was the least stressful mortgage process I have ever been through. Highly recommended."

Ralph Bizzarro

"My experience with BOE Mortgage was perfect. I give Carl Monsour at BOE the credit for making the mortgage process run smoothly and stress free from our initial contact to the closing on my home. I’m so grateful for his expertise and professionalism."


"We had a wonderful experience with Carl Monsuer when we decided to refinance our mortgage. Carl always kept our best interest in mind & made sure we waited until the time was right to do the refinancing so that we would get the most benefit. He also made sure that we had a clear understanding of everything throughout the process. He made everything very easy for us & we would absolutely recommend him to anyone looking for any type of mortgage needs."

Amanda Lanzy

"Carl Monsuer has been a great help to us in many ways. Even before we moved to SC he was helping us to secure our mortgage and looking out for our best interests. He has even helped me with recommending other services in the area. He takes a personal interest in his clients and always eager to help. My husband is a 100 percent disabled vet and Carl has been a great help to me. I highly recommend him."

Glenda Wiegel

"I’ve had the honor to provide vendor services for Carl and his team at Bank of England Mortgage. His professionalism and attention to detail surpasses all others in his field. I highly recommend working with him if you are looking to purchase a new home or refinance an existing mortgage. You won’t be disappointed!"

David Brown

"I don't think I could say enough nice things about Carl Monsour. He helped us with our first home purchase nine years ago. He relocated out of state and still helped us with our next house purchase and has helped us also with two refinances. He's always on top of things, answers us quickly, goes above and beyond, provides advice, and guides us through it all to make it make sense to us. He's given us different options for us to choose from as well which has been nice as we may not have originally thought about it. I try to get as many of my friends to use him as I can. He's the best!"

Simply Sapphire

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Bank Of England Mortgage

Established in 1898

Providing Over 0 Years of Service

We've been meeting the needs of home buyers since 1898. BOE Mortgage is dedicated to working with clients to help find the right home loan, or refinancing option for them. Our loan specialists and our clients work together to identify the loan that best fits their needs and lifestyle. That's why we offer one of the most comprehensive selections of mortgage and refinance options on the market.

Our Loan Programs

Using our years of experience to pick the loan that fits you best

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Loan Process Simplified, Your Path To Closing Application and Priority Qualification -All Required documents submitted to your loan officer -Loan application completed -Priority Qualification letter issued Purchase Contract -You’ve found your home and agreed on purchase price and terms Processing -Outstanding updated or new documents are gathered -Appraisal and title work ordered -Employment verified Clear To Close -Final approval issued -Closing scheduled -Closing Disclosure (CD) issued three (3) days before closing Closing -Bring ID and required funds -Sign all final documents Underwriting/Conditional Approval -Any approval conditions are provided -All final documentation collected for loan to be fully approved

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